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Build an investment strategy that reflects your goals, time horizon, and risk tolerance.

Let’s Move Your Finances Forward

Count on Y12 Investment Partners for personalized insight and access to a wide range of options, so you can invest in a way that fits your needs.

Our Approach

Our Financial Professionals can help you address investing principles and strategies to help you maximize the performance of your investment portfolio while working to manage risk.

Our clients can access a full spectrum of investment solutions to fit their goals at each stage of life.

Along with the support of our local Financial Professionals, clients can access the resources of Cetera Investment Services for convenient, cost-effective trading options.

A key component of many portfolios, stocks (or shares) allow you to own a stake in a company. This lets you profit from growth in the company’s stock value, but it also comes with the risk of loss if the stock underperforms in the stock market.

Mutual funds can provide more investment opportunities by allowing you to pool your money with other investors. These funds generally offer greater stability by spreading your investment dollars across a diverse range of securities.

Buying bonds allows you to own a portion of a debt security issued by a company or government entity. Your investment is repaid with interest, often as fixed income. Bonds are a popular choice for more conservative investors and those seeking to diversify their portfolios.

The ever-increasing cost of college can be a challenge for many families. We can help you get a picture of your child’s future education costs and explore savings options like tax-advantaged 529 plans.

A fixed or variable annuity may be a useful solution for those who want to ensure they will not outlive their savings in retirement. This product, which is a form of insurance contract, can provide a predictable source of regular income during your retirement years.

An IRA is a popular investment vehicle that can support many different investment needs while offering tax-deferred growth.
There are two main types. Traditional IRAs allow eligible savers with earned income to make tax-deductible contributions (up to an annual limit) and enjoy tax-deferred growth until the funds are withdrawn in retirement and taxed as regular income.
For Roth IRAs, contributions are made with after-tax income. Roth IRAs also provide tax-deferred growth, and you won’t pay income tax on qualified distributions.

Additionally, if you have a retirement plan such as a 401(k) or pension with a previous employer, our Financial Professionals can assist you with an IRA rollover so you can keep these assets working productively.

Investment Calculator

Thinking about your financial goals? Try our online investment calculator.

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